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Finance

IRS Direct File expansion puts a pricing squeeze on the tax-prep duopoly

A government product that does not make people angry is how an oligopoly loses its pricing power — slowly, then in a hearing.

Priya NairFinance Reporter
Stacks of coins beside a growing plant

Stacks of coins beside a growing plant

WASHINGTON — A government product that does not make people angry is how an oligopoly loses its pricing power — slowly, then in a hearing.

The 2026 filing-season expansion remains a minority channel. Intuit and H&R Block are already discounting simple returns in the states where Direct File is no longer a pilot.

Priya Nair

Finance Reporter

Writes on banks, private credit, and the regulatory perimeter around nonbank lenders.